Depending on the linking option you choose, we might need to send 2 micro-deposits to the new external account to verify ownership. These micro-deposits typically take 3-5 business days to deposit in your bank account.
What happens after I link accounts?
Last Updated June 17, 2025less than a minute read
Additional Money In FAQ
- When Setting Up Direct Deposit, What Credentials Should I Use When Connecting?
- What is the incoming international wire process (Savings Accounts and CDs)?
- What are the Domestic Wire Instructions for Happen Bank?
- How Do I Manually Verify an External Account?
- How Do I Link an External Account?
- How much of my paycheck can I set up as direct deposit to my checking account?
- What is a Wire Transfer and SWIFT Code?
- Where can I deposit cash into my account?
- How do I add more funds to my account?
Happen Bank Resources
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Today, we are thrilled to announce the completion of our acquisition of Radius Bancorp, Inc. (“Radius”). In February 2020, we announced our intent to acquire Radius and shared how we can grow and deepen our customer relationships with a marketplace bank.
Related FAQ's
You should use the email address or username and password for your payroll provider, not your Happen Bank account credentials.
For us to receive an international wire transfer, you'll need to have your bank send a Fedwire Funds Service request through their North American correspondent using this information:
Fees and limits may apply, depending on whether you have a personal or business account and the type of wire. You will be able to review any fees and limits before completing your wire transfer in Online and Mobile Banking or by phone.
The Society for Worldwide Interbank Financial Telecommunication (SWIFT) Code is a unique identification code that may be required by some banks, broker-dealers, and investment managers for the completion of international wire transfers.
You can deposit cash at any MoneyPass ATM that accepts cash deposits.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
