How do I confirm my employment?

less than a minute read

In some cases, we may need to confirm your employment before your application can be finalized. The fastest way to confirm your employment is to provide your work email address.

Your work email address is used only for employment verification. All other emails about your application will go to the email address you put on your application.

To get started:

  1. Sign into your Member Center.

  2. Find Confirm your employment in your To-Do List and click Learn How.

  3. Enter your work email address and click Submit.

  4. Check your work email for a one-time confirmation email. (Note: It may take a few seconds to get to your inbox.)

  5. Click the button in the email to confirm that you’ve received it. (This verifies that you have an active email account with your employer.)

To confirm your employment without your work email, click I’d rather not provide my work email, or I don’t have a work email. We’ll use a different method to confirm your employment.

Keep more of what you earn and earn more on what you save.
Checking your rate won’t impact your credit score.2
Keep more of what you earn and earn more on what you save. Privacy & Security

Happen Bank Resources

Related Articles
When you consider taking out a personal loan, there are two ways in which your rate can be structured. The choice affects not just your monthly payment, but the total cost of borrowing over the full term, particularly if your loan runs several years.
Aug 31, 2026
4 min read
interest-rates and fees header latest
Getting approved for a personal loan depends on more than just your credit score. Lenders look at your full financial picture—income, existing debt, application accuracy, and the amount you're requesting. Understanding these factors can help consumers better understand what lenders may consider when evaluating an application.
Aug 31, 2026
4 min read
Personal Loan Market Hero Image
Most people who experience a loan delay don't see it coming. The process feels straightforward—fill in the details, upload the documents, wait for approval. In most cases, it indeed is. But small gaps in an application can pause things at any stage, and the fixes are simpler than most people expect.
Aug 31, 2026
4 min read
interest-rates and fees header latest
When taking a personal loan, you're likely thinking about your APR, loan amount, and the time it takes to get your money. The app is just the interface. But a good app makes the overall process better. A poor one adds friction to every step, from checking your Annual Percentage Rate (APR) to uploading documents, to finally getting your money. Here are a few traits of the best personal loan apps in 2026.  
Aug 20, 2026
4 min read
Help Center Woman on the phone
Speed means different things at different stages of a loan. How quickly you see an offer is one thing. How quickly the loan is actually issued is another. The biggest factor in the second one is what you bring to the application. Accurate documents, matching information, and fast responses to any follow-up requests are what move an application through.
Aug 20, 2026
4 min read
what-is-a-personal-loan-hero
Related Impact
Today, we are thrilled to announce the completion of our acquisition of Radius Bancorp, Inc. (“Radius”). In February 2020, we announced our intent to acquire Radius and shared how we can grow and deepen our customer relationships with a marketplace bank.
Jan 30, 2021
2 min read
Radius Officially Joins LendingClub
Related FAQ's
Adding creditors to your balance transfer loan is easy.
Apr 9, 2026
4 min read
Once you submit your application, we'll confirm your information.
Jun 7, 2023
3 min read
The 4506-T form gives us permission to request a copy of your tax return from the IRS. We use it to verify the accuracy of the financial information you entered on the application. You won’t be charged anything for the form.
Jun 7, 2023
2 min read
Once you submit your application, we may ask you for additional paperwork to verify your information.
Jun 7, 2023
2 min read
After you submit your application, you'll get an email with instructions for confirming your email address.
Jun 7, 2023
less than a minute read
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
Sep 6, 2023
4 min read
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 
Mar 21, 2023
4 min read
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
Mar 21, 2023
3 min read
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
Feb 7, 2023
3 min read
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
Feb 4, 2023
3 min read


For Personal Loans, APR ranges from 5.96% APR to 35.96% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of July 06, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $15,262 for a term of 36 months, with an interest rate of 13.99% and a 6% origination fee of $916, for an APR of 18.40%. In this example, the borrower will receive $14,346 and will make 36 monthly payments of $522. Loan amounts range from $1,000 to $75,000 and loan term lengths range from 24 months to 84 months. Some amounts, rates, and term lengths may be unavailable in certain states, and may not be available for all Personal Loan products and/or through all application channels or platforms.

Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.

Unless otherwise specified, all credit and deposit products are provided by Happen Bank, N.A., Member FDIC, Equal Housing Lender (“Happen Bank”), a wholly-owned subsidiary of Happen, Inc., NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit products are subject to approval, which may include credit approval. 

Our mailing address is: Happen Bank, N.A., 88 Kearny Street, Suite 600, San Francisco, CA 94108. 

“Happen” and the “H” symbol are trademarks of Happen Bank.

© 2026 Happen Bank. All rights reserved.

Equal Housing LenderMember FDIC