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Last Updated June 22, 2026less than a minute read
Additional Program Closure FAQ
- A Note to Our Investors
- What does this mean for my account?
- Is Happen Bank's retail investing program still active?
- Is the investor portal still available?
- Why is the Happen Bank Retail Notes program closing?
- Do I need to take any further action?
- What happened to my account?
- Are there any tax implications for 2025 and beyond?
- Will I receive any additional payments?
- Can I still access my tax documents?
- Will I receive any additional payments, and what if I didn’t receive my funds?
- What happened to my loans?
Happen Bank Resources
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Today, we are thrilled to announce the completion of our acquisition of Radius Bancorp, Inc. (“Radius”). In February 2020, we announced our intent to acquire Radius and shared how we can grow and deepen our customer relationships with a marketplace bank.
Related FAQ's
No. Happen Bank’s retail investing program has been fully discontinued.
No further action is required. The program has been fully closed.
No. All funds have already been distributed to investors via ACH or check.
All investor accounts were closed in stages throughout 2025. The closure process was fully completed by the end of 2025.
Tax documents (including 1099s) were issued and delivered for all applicable years through 2024
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
