As of December 18, 2024, all CleanSweep line-of-credit accounts are closed to future balance transfers. You're still responsible for paying off any outstanding balance on your CleanSweep line of credit.
Why is the button on my account dashboard to initiate balance transfers disabled?
Keep more of what you earn and earn more on what you save.
Checking your rate won’t impact your credit score.2
Happen Bank Resources
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Related Impact
Today, we are thrilled to announce the completion of our acquisition of Radius Bancorp, Inc. (“Radius”). In February 2020, we announced our intent to acquire Radius and shared how we can grow and deepen our customer relationships with a marketplace bank.
Related FAQ's
Balance transfers are canceled when a payment to a creditor fails.
It generally takes up to 7 days to process the request.
No. Once a balance transfer has been initiated, it must be completed and cannot be transferred.
You can view and manage most of your account information by signing in on the web or using the Happen Bank mobile app, including your password, phone number, physical address, loan documents, payment methods, and two-factor authentication settings.
Personal Banking Customers: Our Elite and Reserve Tier customers can place a wire via Online banking or the Happen Bank Mobile app. For all other customers, they can reach out to Customer Service at 800.242.0272 to initiate a wire.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
