If you fund your new account from an existing Happen account, your initial deposit will be available as soon as the transfer is complete.
If you transfer money to your new account from another financial institution, your initial deposit will be held for 5 days in order to validate your account. Our mission is to protect you against any potentially fraudulent activity. During the first 30 days of having your account, any deposits will be available after 5 business days. We do this for your protection.
When will my funds be available to use after I open my LevelUp Checking account?
Additional Application FAQ
- What is the minimum amount required to open a checking account?
- How can I open a LevelUp Checking account?
- How do I fund my checking account?
- Can I add a joint owner to my LevelUp Checking account?
- How do I add a beneficiary to my LevelUp Checking account?
- How do I set up my Happen Bank profile?
- How do I get a debit or ATM card?
- How do I order checks?
- New LevelUp Checking account checklist
Happen Bank Resources
Related Articles
Related Impact
Related FAQ's
Your debit or ATM card should arrive within 7-10 business days after you’ve opened your account.
Checks are always free with LevelUp Checking. You can order a free Mini-Pak of 25 checks anytime you need them so long as your bank account’s open.
You can add additional funds to your account at a later time by signing into Online or Mobile Banking
You can request to add a beneficiary by logging in to your Happen Bank profile (on desktop browsers or the Happen Bank app) and following these steps:
Setting up your Happen Bank profile is easy and can be done once you have completed your application.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.








