What’s changing with my Rewards Checking account?

Starting June 17^th, 2025: 

• The name of your account is changing: The name of your account will change from “Rewards Checking” to “LevelUp Checking.” You’ll see this in online banking, our mobile app, and on your statements.   
   

• Debit card purchases:  Debit Card Cash Back will be changing and will now provide you with an opportunity to earn 1% cash back for Qualified Purchases made with your LevelUp Checking debit card at gas, grocery, and pharmacy establishments. Qualifying is easy, simply make one direct deposit each month and then you can earn on Qualified Purchases. See Terms and conditions for additional details.     

• Loan Payment Cash Back: Members can now earn 2% cash back when using their LevelUp Checking account to make on-time payments to their Happen Bank personal loan. To unlock the opportunity to earn 2% cash bank, receive one Direct Deposit each month. Terms and limitations apply. See  Terms & Conditions for additional details. 
   

Important Note: Due to current limitations, customers who only have Happen Bank deposit accounts cannot currently apply for a Happen Bank personal loan—we’re working hard to fix this!  
 

• Interest Rate Tiers: Now there are two tiers instead of three: $0.00 - $2,499.99 and $2,500+ and above. See Terms & Conditions for additional details.