You can see which plans you pre-qualify for in seconds. Complete the pre-qualification form and select See Available Rates. If payment plans are available, you can review and select the one that works best with your budget.
How can I see what I qualify for?
Last Updated March 11, 2026less than a minute read
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No additional payments will be issued. Prior to account closure, all remaining investor funds were distributed via ACH transfer or mailed check using the payment instructions on file.
All investor accounts were closed in stages throughout 2025. The closure process was fully completed by the end of 2025.
The truth is we outgrew our name.
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Access to Happen online banking and our other online services will be available through happen.com beginning on June 22, 2026
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.








