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Dov Haselkorn

Chief Risk Officer
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As Chief Risk Officer, Dov is responsible for independent assurance over risks and operational efficiency opportunities for Happen Bank (formerly LendingClub), as well as compliance activities.

Prior to joining Happen Bank, Dov served as Chief Operational Risk Officer at Capital One with primary responsibility for non-technology operational risks including data, payments, fraud, third party, business resilience, and international operations. He also led their risk and governance functions for generative AI. Prior to that, he served as Chief Model Risk Officer at Capital One, validating and governing the bank's models, and was the accountable executive for data science and chaired their data science council. Prior to Capital One, Dov held various senior management roles at Oliver Wyman, a global professional services firm, as a senior Partner in the Risk & Finance practices, launching multiple new practice areas and chairing the firm’s global partnership committee. He has been a long-time author and speaker on risk management topics.

Dov holds a BA in Economics from Princeton University, as well as certificates in Finance and Engineering Management Systems.

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A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $27,198 for a term of 36 months, with an interest rate of 14.49% and a 6% origination fee of $1,632, for an APR of 17.32%. In this example, the borrower will receive $25,566 and will make 36 monthly payments of $936. Loan amounts range from $1,000 to $75,000 and loan term lengths range from 24 months to 84 months. Some amounts, rates, and term lengths may be unavailable in certain states, and may not be available for all Personal Loan products.

Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.

Unless otherwise specified, all credit and deposit products are provided by Happen Bank, N.A., Member FDIC, Equal Housing Lender (“Happen Bank”), a wholly-owned subsidiary of Happen, Inc., NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit products are subject to approval, which may include credit approval. 

Our mailing address is: Happen Bank, N.A., 88 Kearny Street, Suite 600, San Francisco, CA 94108. 

“Happen” and the “H” symbol are trademarks of Happen Bank.

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