Where can I find the products and features of my small business account?

With direct creditor payment, funds from your debt consolidation loan are disbursed to your outstanding accounts rather than being deposited into your bank. Some lenders offer an APR discount for borrowers who choose this feature. Here are five lenders that offer direct pay options.

Debt consolidation combines multiple high-APR debts into a single payment—ideally at a lower APR, with a defined end date. It can help save money and simplify your finances, but whether it makes sense depends on your credit profile, the APR you can qualify for, and your ability to avoid new debt after consolidation.

Debt consolidation replaces multiple high annual percentage rate (APR) balances with one fixed-APR personal loan. Before applying, knowing exactly what is owed, verifying that it actually saves money, checking your credit score, gathering documents, and checking your rate to see the actual APR before committing are important steps. This guide walks through each step in order.

Applying for a personal loan may affects your credit score differently at each stage of the process: from the initial rate check through to full repayment. A personal loan can affect a credit score positively or negatively over time, depending upon several factors. 

When you consider taking out a personal loan, there are two ways in which your rate can be structured. The choice affects not just your monthly payment, but the total cost of borrowing over the full term, particularly if your loan runs several years.

Today, we are thrilled to announce the completion of our acquisition of Radius Bancorp, Inc. (“Radius”). In February 2020, we announced our intent to acquire Radius and shared how we can grow and deepen our customer relationships with a marketplace bank.

The process to activate your debit card.

Your Tailored Checking account begins earning interest the day you open the account.

It’s easy to connect your business checking account to partner services that help you keep track of orders and payment history.

When you set up direct deposit into your Happen account, we make your funds available as soon as we receive notification from the depositor when funds will be available.

You can view and manage most of your account information by signing in on the web or using the Happen Bank mobile app, including your password, phone number, physical address, loan documents, payment methods, and two-factor authentication settings.

{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.

{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 

{noun} The total annual cost to borrow money, including fees, expressed as a percentage.

A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.

{noun} An interest rate that remains the same for a set time, usually for the life of the loan.