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How do I manually verify an external account?

Depending on the linking option you choose, we might need to send two micro-deposits to verify your external account. These micro-deposits typically take 3-5 business days to deposit in your bank account.

To verify the micro-deposits, check your external account and note the two deposit amounts.

From your Member Center

  • Click your profile name, then select Settings.

  • Under Accounts, hover over the menu next to the new external account, then click Verify.

From the Happen Bank App

  • Tap the gear icon.

  • Tap Linked Accounts.

  • Tap Verify.

Enter the two micro-deposit amounts. Once verified, you can start making transfers to and from your external account.

Happen Bank Resources

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Unless otherwise specified, all credit and deposit products are provided by Happen Bank, N.A., Member FDIC, Equal Housing Lender (“Happen Bank”), a wholly-owned subsidiary of Happen, Inc., NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit products are subject to approval, which may include credit approval. 

Our mailing address is: Happen Bank, N.A., 88 Kearny Street, Suite 600, San Francisco, CA 94108. 

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