Will my automatic payment still be processed if I make a one-time payment?

If you make a one-time payment on your account and have autopay set up, your automatic payment might not be processed if you:

Make the one-time payment at least 15 days before your payment due date.
Select the minimum payment option (you’ll see a notification when selecting this option if your next scheduled payment will be canceled).

Other Amount Options

If you select Other Amount or Payoff your Line of Credit, your next scheduled payment will still be processed.

Additional Payments FAQ

Happen Bank Resources

5 factors that may affect personal loan approval

Getting approved for a personal loan depends on more than just your credit score. Lenders look at your full financial picture—income, existing debt, application accuracy, and the amount you're requesting. Understanding these factors can help consumers better understand what lenders may consider when evaluating an application.

Personal Loan

Aug 31, 2026

4 min read

How to consolidate debt without hurting your credit score

When people worry about debt consolidation hurting their credit, they’re usually thinking about how a loan application affects their credit score. What may negatively affect a credit score is a missed payment, a closed account that shortens your credit history, or new spending on the cards you just paid off.

Personal Finance

Aug 31, 2026

4 min read

Fixed vs. variable rate personal loans: which is right for you in 2026?

When you consider taking out a personal loan, there are two ways in which your rate can be structured. The choice affects not just your monthly payment, but the total cost of borrowing over the full term, particularly if your loan runs several years.

Personal Loan

Aug 31, 2026

4 min read

5 reasons why loan applications are delayed and how to address them

Most people who experience a loan delay don't see it coming. The process feels straightforward—fill in the details, upload the documents, wait for approval. In most cases, it indeed is. But small gaps in an application can pause things at any stage, and the fixes are simpler than most people expect.

Personal Loan

Aug 31, 2026

4 min read

Debt-to-income ratio: what it is and how to improve yours before applying

Your DTI ratio changes when your debts change, when your income changes, or both. There are concrete steps you can take before you apply that can move it in the right direction. In this article, we cover what the metric is, what the generally accepted thresholds look like, and how to lower it.

Personal Finance

Aug 31, 2026

4 min read

What Is Debt-to-Income Ratio? (+ How to Improve It)

Related Impact

It's Official—Radius Joins Happen Bank!

Today, we are thrilled to announce the completion of our acquisition of Radius Bancorp, Inc. (“Radius”). In February 2020, we announced our intent to acquire Radius and shared how we can grow and deepen our customer relationships with a marketplace bank.

Company News

Jan 30, 2021

2 min read

Yes. You can change your due date to any day between the 1st and 28th of the month.

CleanSweep FAQ

Dec 31, 1969

less than a minute read

What does "payment due" mean?

A "payment due" is the minimum payment amount required by the due date to keep an account in good standing.

CleanSweep FAQ

Dec 31, 1969

less than a minute read

Can I change my payment due date?

Yes. You can change your due date to any day between the 1st and 28th of the month.

CleanSweep FAQ

Dec 31, 1969

less than a minute read

How do I set up and cancel autopay for CleanSweep?

You can set up autopay for CleanSweep on your Happen account dashboard.

CleanSweep FAQ

Dec 31, 1969

less than a minute read

What is a payment due date?

A payment due date is the last date or "deadline" for a payment before it is considered late.

CleanSweep FAQ

Dec 31, 1969

less than a minute read

Related Glossary

Revolving Credit

{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.

R Letter Term

Sep 6, 2023

4 min read

Accrued Interest

{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.

A Letter Term

Mar 21, 2023

4 min read

Annual Percentage Rate (APR)

{noun} The total annual cost to borrow money, including fees, expressed as a percentage.

A Letter Term

Mar 21, 2023

3 min read

Charge-Off

A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.

C Letter Term

Feb 7, 2023

3 min read

Fixed Interest Rate

{noun} An interest rate that remains the same for a set time, usually for the life of the loan.

F Letter Term

Feb 4, 2023

3 min read