Current Promotions

LevelUp Checking DIRECT MAIL RECIPIENTS ONLY

Account Opening $200 Bonus

Available for select LevelUp Checking accounts opened November 10–December 31, 2026

BONUS AMOUNT

OPEN BY

QUALIFY BY

$200

DECEMBER 31,2026

FEBRUARY 28, 2027

Full promotional disclosure

If you are the direct recipient of this mail from Happen Bank about earning account opening bonuses, you may be eligible to earn a bonus. Bonuses are only available to the original recipient directly from Happen Bank. Other customers who are not direct recipients of the communication from Happen Bank, whether new or existing, are not eligible for this offer. To be eligible to receive a $200 bonus, you must: 1) open a Happen Bank LevelUp Checking account by December 31, 2026 and 2) meet the qualifying Direct Deposit requirement by February 28, 2027. To meet the qualifying Direct Deposit requirement, make at least two separate Direct Deposits totaling at least $3,000 into the LevelUp Checking account, which must post to your account by February 28, 2027. Direct Deposits are defined as: Recurring Automated Clearing House (ACH) credits, including payroll, pension or government payments (such as Social Security) made by your employer or an outside agency. Direct Deposits do not include peer to peer payments, transfers from one account to another, cash advances, ATM deposits, or wire transfers. If eligibility requirements are met, your bonus will be deposited in your LevelUp Checking account by March 31, 2027. Your account must be open with a balance of at least $0.01 at the time of bonus posting in order to receive the bonus. We may report the value of the bonus to the IRS as required by law. Limit to one bonus per customer.

LevelUp Checking DIRECT MAIL RECIPIENTS ONLY

Account Opening $400 Bonus

Available for select LevelUp Checking accounts opened November 10–December 31, 2026

BONUS AMOUNT

OPEN BY

QUALIFY BY

$400

DECEMBER 31,2026

FEBRUARY 28, 2027

Full promotional disclosure

If you are the direct recipient of this mail from Happen Bank about earning account opening bonuses, you may be eligible to earn a bonus. Bonuses are only available to the original recipient directly from Happen Bank. Other customers who are not direct recipients of the communication from Happen Bank, whether new or existing, are not eligible for this offer. To be eligible to receive a $400 bonus, you must: 1) open a Happen Bank LevelUp Checking account by December 31, 2026 and 2) meet the qualifying Direct Deposit requirement by February 28, 2027. To meet the qualifying Direct Deposit requirement, make at least two separate Direct Deposits totaling at least $5,000 into the LevelUp Checking account, which must post to your account by February 28, 2027. Direct Deposits are defined as: Recurring Automated Clearing House (ACH) credits, including payroll, pension or government payments (such as Social Security) made by your employer or an outside agency. Direct Deposits do not include peer to peer payments, transfers from one account to another, cash advances, ATM deposits, or wire transfers. If eligibility requirements are met, your bonus will be deposited in your LevelUp Checking account by March 31, 2027. Your account must be open with a balance of at least $0.01 at the time of bonus posting in order to receive the bonus. We may report the value of the bonus to the IRS as required by law. Limit to one bonus per customer.

LevelUp Savings EMAIL RECIPIENTS ONLY

Account Opening $50 Bonus

Available for select LevelUp Savings accounts opened November 1-30, 2026

BONUS AMOUNT

OPEN BY

QUALIFY BY

$50

NOVEMBER 30 ,2026

DECEMBER 31, 2026


Full promotional disclosure

$50 bonus is only available to the original recipient of this email directly from Happen Bank. Other customers who are not direct recipients of this emails communication from Happen Bank, whether new or existing, are not eligible for this offer. To receive the $50 bonus, you must open a Happen Bank LevelUp Savings account by November 30, 2026 and have a balance of $1,000 on December 31, 2026.If eligibility requirements are met, your $50 bonus will be deposited in your LevelUp Savings account by January 31, 2027. Your account must be open with a positive balance at the time of payment in order to receive the bonus. We may report the value of the bonus to the IRS as required by law. Limit to one bonus per customer.

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88 Kearny Street, Suite 600
San Francisco, CA 94108

    For Personal Loans, APR ranges from 5.96% to 35.99% including origination fee. Most origination fees range from 0% to 8% of the loan amount. Origination fee may be higher for applications submitted through or referred by select partners. APRs and origination fees are determined and disclosed at the time of application. The lowest APR and origination fee may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Origination fee may be referred to as processing fee for certain products. Advertised rates and origination fees are valid as of November 5, 2026, are subject to change without notice and may not be available for all Personal Loan products and/or through all application channels or platforms.

    A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $15,262 for a term of 36 months, with an interest rate of 13.99% and a 6% origination fee of $916, for an APR of 18.40%. In this example, the borrower will receive $14,346 and will make 36 monthly payments of $522. Loan amounts range from $1,000 to $75,000 and loan term lengths range from 24 months to 84 months. Some amounts, rates, and term lengths may be unavailable in certain states, and may not be available for all Personal Loan products and/or through all application channels or platforms.

    Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.

    Unless otherwise specified, all credit products are provided by Happen Bank, N.A., Equal Housing Lender (“Happen Bank”), a wholly-owned subsidiary of Happen, Inc., NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required.  Deposit products are subject to approval which may include credit approval.

    Our mailing address is: Happen Bank, N.A., 88 Kearny Street, Suite 600, San Francisco, CA 94108. 

    “Happen” and the “H” symbol are trademarks of Happen Bank.

    © 2026 Happen Bank. All rights reserved.