Happen Bank logohappen-formerly-lc-mobile

BUSINESS ONLINE BANKING

Getting started with online banking

Log in to Online Banking

  • Use your username and password, which you will create 

  • Once you enter your username and password, you will be asked to verify your identity with a secure code through your phone number or authenticator app. The code should be delivered within 2-3 minutes

  • Click “Register Device” and enable Face ID or fingerprint for faster accessibility 

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Create and manage users for your company

  • Sign in using your Online Banking username and password

  • Select “Access Manager” from the “Tools” tab in the home menu

  • Select “Add a New User” and complete the “User info” section, then click “next”

    • User info will include first name, last name, email address, phone number, and password

    • New users will be required to change their password upon their first successful login 

  • Enable user access to all or only certain accounts and online features, as well as by transaction type, dollar amount, etc.

Locating your account and routing number

From the Happen Bank mobile app:

  • Select your account

  • Click the "More" menu in the top right corner

  • Click on Information & Details

Within Online Banking:

  • Select the account from the home page

  • Click "Account Details" on the right-hand side of the screen

  • Your account number is listed under "Account Details"

Happen Bank’s routing number: 

  • Our routing number is 211075086

  • This can be also found in the footer of our website and online banking

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Sending domestic wires

Getting Started

Online Banking:

  • Click "Move Money" and select "Wire Transfer"

  • Complete the necessary information about the amount and beneficiary

Mobile App:

  • Select "Move Money" and then "Wire Transfer"

  • Complete the necessary information about the amount and beneficiary

Adding a new recipient

Choose “New Recipient” from the drop down under “Recipient/Account” and enter the required recipient information. Please be sure to add the display name and beneficiary bank information.

You can leave the email address blank and ignore the intermediary bank section.

Complete the recipient information

Verify the information and enter a “Purpose of Wire” into the description and select approve for the wire to be sent to the bank for processing.

Please note: Domestic wire cutoff time is 4:00 pm ET and international cutoff time is 1:00 pm ET. All domestic wires approved after 4:00 pm ET and international wires approved after 1:00 pm ET will be processed on the following business day. Wires can only be completed on weekdays, not weekends.

Wire Statuses

Processed – Wire is processed and will be debited from the account by end of day

On Hold – An alert is on this wire in Q2. The Fraud team will clear it, and approve the wire for processing

Cancelled – Customer or Happen Bank has cancelled the wire

Drafted – Customer drafted the wire, but needs to approve it

Other important information

  • From the Happen Bank mobile app, click the gear icon in the upper right-hand corner and then select "Statements"

  • We make contacting us easy!

    • Give us a call at 800.242.0272 if you can’t find what you need online

    • We strive to respond to messages within 24 hours

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Manage your account and security preferences

Manage alerts

Enable, disable, or add security and account alerts within Online Banking by clicking your name, selecting Settings, selecting More under Alerts and Security, and clicking Add New Alert. Then, select email or text message as the alert type.

For Mobile Banking, from the More menu, select Alerts, select Custom Alerts, and click Add Alert. Then, select email or text message as the alert type

Manage security preferences

Use the Login and Security section to change your password/username, enable fingerprint/FaceID, and update secure delivery options to receive secure access codes

Statement delivery

Customers can control statement delivery type for each account – paper or E-statements

View your profile

Customers can view their personal profile information, but edits cannot be made. To update personal information, please contact customer service at 800.242.0272.

Download Happen Bank for your Android™ device, iPhone® or iPad®

Sign in to the Happen Bank app using your Online Banking Login ID and password

App store

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Security

Keeping your financial info private and secure is our priority.
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FDIC Insurance

Deposits are FDIC-insured up to the maximum amount allowed—$250,000.
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Customer support

Have a question? Need a hand? We can help. Chat with us online, or reach us by phone or email.

Standard data and message rates apply to Mobile Banking services. This includes the use of Happen Bank Mobile, Happen Bank Commercial, and other services. Android is a trademark of Google LLC. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.

Unless otherwise specified, all credit and deposit products are provided by Happen Bank, N.A., Member FDIC, Equal Housing Lender (“Happen Bank”), a wholly-owned subsidiary of Happen, Inc., NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit products are subject to approval, which may include credit approval. 

Our mailing address is: Happen Bank, N.A., 88 Kearny Street, Suite 600, San Francisco, CA 94108. 

“Happen” and the “H” symbol are trademarks of Happen Bank.

© 2026 Happen Bank. All rights reserved.

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