PERSONAL & BUSINESS BANKING
Transaction Limits
Personal
| New Clients | Classic | Preferred1 | Elite | Reserve2 | |
|---|---|---|---|---|---|
| Eligibility | Accounts open for 30 days or less | Accounts open for more than 30 days | Accounts that maintain an end of day Relationship Balance of >$2,000 for >7 consecutive calendar days3 | Accounts that maintain an end of day Relationship Balance of >$10,000 for >30 consecutive calendar days OR >$30,000 for >7 consecutive calendar days3 | Accounts that maintain an end of day Relationship Balance of >$50,000 for >60 consecutive calendar days OR >$150,000 for >7 consecutive calendar days3 |
| Incoming External Transfers (ACH) (daily limit) | $5,000 | $5,000 | $250,000 | $250,000 | $250,000 |
| Outgoing External Transfers (ACH) (daily limit) | $5,000 | $5,000 | $10,000 | $50,000 | $250,000 |
| Mobile Check Deposit (daily limit) | $20,000 | $20,000 | $50,000 | $150,000 | $250,000 |
| Debit Card Transactions (daily limit) | $500 | $2,000 signature-based (“credit”) transactions, $2,000 PIN-based point of sale transactions, $500 ATM withdrawal | $2,000 signature-based (“credit”) transactions, $2,000 PIN-based point of sale transactions, $500 ATM withdrawal | $3,000 signature-based (“credit”) transactions, $3,000 PIN-based point of sale transactions, $1,000 ATM withdrawal | $4,000 signature-based (“credit”) transactions, $4,000 PIN-based point of sale transactions, $2,000 ATM withdrawal |
Business
| New Clients | Classic | Preferred3 | Elite | Reserve | |
|---|---|---|---|---|---|
| Eligibility | Accounts open for 30 days or less | Accounts open for more than 30 days | Accounts that maintain an end of day Relationship Balance of >$2,000 for >7 consecutive calendar days4 | Accounts that maintain an end of day Relationship Balance of >$10,000 for >30 consecutive calendar days OR >$30,000 for >7 consecutive calendar days4 | Accounts that maintain an end of day Relationship Balance of >$50,000 for >60 consecutive calendar days OR >$150,000 for >7 consecutive calendar days4 |
| Incoming External Transfers (ACH) (daily limit) | $10,000 | $10,000 | $250,000 | $250,000 | $250,000 |
| Outgoing External Transfers (ACH) (daily limit) | $10,000 | $10,000 | $10,000 | $50,000 | $250,000 |
| Mobile Check Deposit (daily limit) | $25,000 | $25,000 | $50,000 | $150,000 | $250,000 |
| Debit Card Transactions (daily limit) | $5,000 signature-based (“credit”) transaction, $5,000 PIN-based point of sale transactions, $2,000 ATM withdrawal | $5,000 signature-based (“credit”) transaction, $5,000 PIN-based point of sale transactions, $2,000 ATM withdrawal | $5,000 signature-based (“credit”) transaction, $5,000 PIN-based point of sale transactions, $2,000 ATM withdrawal | $5,000 signature-based (“credit”) transaction, $5,000 PIN-based point of sale transactions, $2,000 ATM withdrawal | $5,000 signature-based (“credit”) transaction, $5,000 PIN-based point of sale transactions, $2,000 ATM withdrawal |
Digital banking, made human
At Happen Bank, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
Security
We use 256-bit encryption to ensure that data is protected with the highest level of security.
FDIC insurance
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.
Customer Support
Have a question? Need a hand? We can help. Reach us by phone or email.
